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Home Mortgage Definitions and Factiods
Home Mortgage Definitions 4
Co-Borrower:
A party who signs the mortgage note along with the primary borrower, and who also shares title to the subject real estate.
Collateral:
Property pledged as security for a debt. For example, real estate that secures a mortgage. Collateral can be repossessed if the loan is not repaid.
Combined Loan To Value (CLTV):
The mathematical relationship between the total of all loan amounts (first mortgage plus subordinate liens) and the value of the subject property.
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More Australians are set to retire over the next two decades than at any other time in our history. Whilst equity release products have been available in the United Kingdon and America for several decades now, these products have only been available in the Australian market since about 2004. Capital West discusses reverse mortgages with the Over Fifty Group, a company which for the last 30 years or so, has been providing services to Australian seniors.